Daily Current Affairs & GK Capsule — 2026-11-07

1-minute briefing plus a 5-question recall quiz for SSC, Banking & Railway exams.

Today's Headlines & Exam Takeaways

  1. PM-KISAN Transfers Continue as Direct Benefit Backbone for Farm Households (Agriculture & Rural)
    The Pradhan Mantri Kisan Samman Nidhi scheme continued income-support transfers to landholding farmer families in three equal instalments each year.
    Exam Takeaway: 💡 Exam Pointer: PM-KISAN gives ₹6,000 per year in three instalments of ₹2,000 via Aadhaar-seeded DBT.
  2. Ayushman Bharat PM-JAY Crosses Major Hospital Admission Milestone (Health & Welfare)
    The world’s largest health assurance scheme continued cashless secondary and tertiary hospitalisation cover for vulnerable families across empanelled hospitals.
    Exam Takeaway: 💡 Exam Pointer: PM-JAY provides ₹5 lakh annual cover per family; implementation agency is the National Health Authority.
  3. NEP 2020 Reforms Advance with New School Stage Design and PARAKH (Education & Skills)
    The National Education Policy’s 5+3+3+4 curricular structure and the PARAKH assessment regulator continued reshaping school board equivalence and competency testing.
    Exam Takeaway: 💡 Exam Pointer: NEP 2020 targets 100% Gross Enrolment Ratio in school education by 2030; PARAKH sits within NCERT.
  4. RBI Expands Central Bank Digital Currency Pilot to New Use Cases (Banking & Financial)
    The Reserve Bank widened retail CBDC pilots testing programmable money for targeted subsidies and offline functionality for low-connectivity regions.
    Exam Takeaway: 💡 Exam Pointer: The e-rupee pilot is authorised under the RBI Act framework; retail CBDC is a direct central bank liability like cash.
  5. Constitution Focus: The Twelve Schedules and Their Subject Matter (Static GK & Constitution)
    The Schedules organise subjects from official languages and land reforms to anti-defection law and Panchayat powers across the constitutional text.
    Exam Takeaway: 💡 Exam Pointer: 8th Schedule lists 22 official languages; 10th covers anti-defection (52nd Amendment); 11th/12th list Panchayat and Municipality subjects.

Daily Recall Quiz (2026-11-07)

  1. What is the annual income support provided to farmer families under PM-KISAN?
    • (A) ₹4,000
    • (B) ₹6,000
    • (C) ₹8,000
    • (D) ₹12,000
  2. What is the annual health cover per family under Ayushman Bharat PM-JAY?
    • (A) ₹2 lakh
    • (B) ₹3 lakh
    • (C) ₹5 lakh
    • (D) ₹10 lakh
  3. What curricular stage design does NEP 2020 prescribe for schools?
    • (A) 10+2
    • (B) 5+3+3+4
    • (C) 4+4+2+2
    • (D) 8+2+2
  4. A retail CBDC (e-rupee) is a liability of which institution?
    • (A) Commercial banks
    • (B) NPCI
    • (C) Reserve Bank of India
    • (D) Ministry of Finance
  5. The anti-defection law is placed in which Schedule of the Constitution?
    • (A) Eighth Schedule
    • (B) Ninth Schedule
    • (C) Tenth Schedule
    • (D) Eleventh Schedule

Read the full briefing and attempt the quiz at https://testx.in/current-affairs/2026-11-07